When I lost my job a few months ago, they gave me a severance package that included extending my health care and pay benefits for one year after departure. It has been nearly one year now, so I am getting really desperate to find some affordable individual health insurance. I have a bunch of preexisting conditions, in fact all the red flags: cancer patient, overweight, high blood pressure and cholesterol, heart problems, diabetes. The good news is that I don’t smoke or drink so I guess that should be a plus.