I have always joked with my kids that I am worth more to them dead than alive. Thinking about my term life insurance in this way is a little depressing, but it is financially true. While I’d like to think my children would miss my biting wit and personality, financially I have little to offer them except my life insurance policies. I just hope everything is set for them whenever I pass on, a lasting legacy of my memory. I don’t even care if they spend money on my funeral, my money is for them to enjoy. After all, you can’t take it with you.

My pension is running out soon, and I have car payments to make. I am needing to go look for a job to keep me making money while I continue to go to school. I guess my profession by calling is the grocery store business. I still have a bunch of safety cutters for boxes and shirts for various places I’ve worked. I guess that can be a selling point for my job search - I am experienced and have all the materials necessary. Minimal investment needed with me I am ready to go to work tomorrow - but am too lazy.

If something were to happen to me, my kids would get a ton of money. I took full advantage of life insurance benefits from the many jobs I’ve had, and many policies are still valid. If I die, my children will be well taken care of and I always like to joke with them that I’d be worth more to them dead than alive. This is at least half true. However, as I get older I find it harder and harder to find new coverage, as if I needed more. I wonder how hard it is to get life insurance for senior citizens?

I have lived in many homes and apartments, and one of those things I always keep my eye on is the water heaters. Those thing are prone to failure all the time, leaving you cowering in the shower as cold water sends chills down your spine. I know, I’ve been there. It’s far from pleasant. Good thing nowadays technology has allowed us to do away with traditional tanks in favor of tankless water heaters. Now installation and performance is much better, meaning years of happy warm showers.

Anyway, I think I told you guys about my impending gym membership. My doctor is alarmed at how out of shape I am. I guess bowling and pool leagues just aren’t cutting it when it comes to fitness. I am at a better weight now than I was as a kid, but all those years of being overweight are taking a toll. I was thinking about paying for a gym membership, but I will need a machine at home when I can’t make it out. This is why I am looking into elliptical machines.